Customer Service:  877-900-3973
Claims:  866-307-7127
Payments via check should be mailed to: 
P.O. Box 459082, Sunrise, FL 33345-9082
FBAlliance
FBAlliance

Our Products

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FBAlliance
Available in Georgia, Virginia, Wyoming, Montana and South Carolina
FBAlliance
Available in Georgia and South Carolina
FBAlliance
Your home is one of your family’s most valuable and cherished assets. Protecting it and the personal property under its roof is vitally important. So for everything important to you from the roof to clothes and furniture, here is a list of our homeowner coverages and coverage options including personal liability protection:
Dwelling Coverage
Protection for your dwelling from damages caused by fire, wind, hail, theft, and more.
Personal Property
Protection for your personal belongings from damages caused by fire, wind, hail, theft, and more.
Other Structures/Outbuildings
Coverage to protect other structures on your property from damage including garages, storage sheds, and more.
Loss of Use
Assistance with necessary increased living expenses when your dwelling is uninhabitable as a result of damage by a covered cause of loss.
Personal Liability
Coverage that protects you against damages arising from an accident that results in bodily injury or property damage to others, for which you are held liable. This coverage also includes court costs and the cost of defending yourself for covered claims.
Medical Payments to Others
Payments for medical, surgical, x-ray, dental, ambulance, and hospital expenses are made to those injured on your property as a result of an accident.

Many other optional coverages are also available including but not limited to:

  • Scheduled Personal Property Endorsement
  • Refrigerated Food Coverage
  • Incidental Motorized Land Conveyances
  • Snowmobile
  • Watercraft
  • Other Structures Increased Limits
  • Other Structures – Off Premises
  • Ordinance or Law Coverage
  • Sinkhole Collapse
  • Permitted Incidental Occupancies- Residence Premises and Other Residences
  • Incidental Farming Personal Liability
  • Personal Injury

The statements of coverage are subject to certain exclusions and conditions. Only the policy form contains the actual insurance contract.

FBAlliance
A Homeowner’s policy may not always be the perfect fit for your individual needs. The FBAlliance Dwelling Fire programs are flexible and customizable, and are designed to cover multiple kinds of dwellings, including:
  • Rental Properties
  • Vacation Rentals
  • Seasonal Properties
  • Vacant Properties
  • Properties Under Construction
  • Owner-Occupied Homes
  • Standalone Structures
We offer many Loss settlement options including Actual Cash Value, Full Repair Cost, Functional Replacement Cost, and Replacement Cost Coverage.

Here is a list of our Dwelling Fire coverages and coverage options:
Dwelling Coverage
Protection for your dwelling from damages caused by fire, wind, hail, theft, and more.
Other Structures/Outbuildings
Coverage to protect other structures on your property from damage including garages, storage sheds, and more.
Fair Rental Value/Additional Living Expenses
Assistance with lost rental income or additional incurred living expenses when your dwelling is uninhabitable as a result of damage by a covered cause of loss.
Personal Property (Optional)
Protection for your personal belongings from damages caused by fire, wind, hail, and more.
Personal Liability (Optional)
Coverage that protects you against damages arising from an accident on the premises that results in bodily injury or property damage to others, for which you are held liable. This coverage also includes court costs and the cost of defending yourself for covered claims.
Medical Payments to Others (Optional)
Payments for medical, surgical, x-ray, dental, ambulance, and hospital expenses are made to those injured on the premises as a result of an accident.

Many other optional coverages are also available including but not limited to:

  • Extended Coverage (DP-1 only)
  • Loss Assessment
  • Ordinance or Law Coverage
  • Residence Burglary
  • Limited Water Back-Up
  • Limited Fungi, Wet or Dry Rot, or Bacteria
  • Windstorm or Hail Coverage for Awnings, Signs, and Outdoor Radio and Television Equipment

The statements of coverage are subject to certain exclusions and conditions. Only the policy form contains the actual insurance contract.